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Credit Risk Senior Associate Analyst I

Местоположение Петалинг-Джая, Селангор, Малайзия Идентификатор вакансии R-104577 Дата публикации 04/06/2021

AstraZeneca is a global, innovation-driven BioPharmaceutical business that focuses on the discovery, development and commercialisation of prescription medicines for some of the world’s most serious disease. But we’re more than one of the world’s leading pharmaceutical companies.

We are trusted partners who are connected and integrated across the global enterprise, working closely with all functions from Commercial to Manufacturing. It opens up greater development opportunities for more responsibility on a global scale.

Join a team that supports the delivery of life-changing medicines for patients by enabling the rest of the business to run effectively and harness our transformative science. We’re on a journey of growth and evolution – to find better ways to translate value for the business and our patients.

As a successful role holder, you are responsible for the credit process, including the consistent application of our credit policy, periodic credit reviews of existing customers, and the assessment of the creditworthiness of potential customers. It includes managing a group of customer accounts to ensure credit risk is under controlled; anticipation and resolution of queries on customer accounts; minimizing doubtful debt by analysis customers’ performance and credit risk; and work as a business partner for Sales Managers to enhance business growth.

Typical Accountabilities:

  • Perform credit reviews for all assigned accounts according to the established schedule. Analyse and prepare credit recommendation based on the financial statement and ratio analysis, credit reference agency report, trade reference & etc to determine the degree of risk involved in extending credit and in line with credit policy.

  • Monitor account status, credit alerts and communicate the findings if significant risk is identified.

  • Maintain accurate and up to date customer’s credit master data details and records.

  • Execute and analyse monthly credit risk report to ensure all account assigned with proper risk category, credit review performed before next review date mature and ensure all account have sufficient credit limit for utilization.

  • Review orders before manual release and escalate if significant risk identified.

  • Perform various tasks related to, and established for, handling transaction processing independently, including resolving complex queries and investigations in a timely manner.

  • Review compliance to key controls as identified in the FCF/SOX documentation.

  • Review & approve credit proposal sent by credit analyst.

  • Manage team of analyst where required.

  • Cooperate closely with Customer Service Team, Sales Account Managers and Financial Controllers to ensure all stakeholders are informed and aware about risks involved.

  • Attend monthly reviews with respective market, order release team & collection team. 

  • Back up responsibilities of Team Lead during his/her absence.

  • Point of escalation for credit risk, system, process and project advice where required and supporting with ad-hoc requests.

  • Make adjustments, handle queries and resolve problems within company guidelines and policy.

Essential Requirements

  • You have a Degree in Finance, Accounting or equivalent.

  • You have 3-4 years of work experience in credit risk management. B2B experience will be an added advantage.

  • Strong analytical, critical thinking, problem solving, and collaboration skills.

  • Highly organized, self-motivated, proactive and independent.

  • Provide great customer service and develop good relationships with internal and external customers. Understand and communicate credit exposure and complicated credit issues to all levels of the organization.

  • Experience of working in a shared service centre across a global/large organization will be an added advantage

  • Good communication skills in English.

  • Knowledge and experience in SAP, Microstrategy, Celonis & CROWN will be an added advantage.

At AstraZeneca we’re dedicated to being a Great Place to Work. Where you are empowered to push the boundaries of science and unleash your entrepreneurial spirit. There’s no better place to make a difference to medicine, patients and society. An inclusive culture that champions diversity and collaboration, and always committed to lifelong learning, growth and development. We’re on an exciting journey to pioneer the future of healthcare.

AstraZeneca is an equal opportunity employer. We will consider all qualified applicants for employment without discrimination on grounds of disability, sex or sexual orientation, pregnancy or maternity leave status, race or national or ethnic origin, age, religion or belief, gender identity or re-assignment, marital or civil partnership status, protected veteran status (if applicable) or any other characteristic protected by law. We only employ individuals with the right to work in the country/ies where the role is advertised.



AstraZeneca embraces diversity and equality of opportunity. We are committed to building an inclusive and diverse team representing all backgrounds, with as wide a range of perspectives as possible, and harnessing industry-leading skills. We believe that the more inclusive we are, the better our work will be. We welcome and consider applications to join our team from all qualified candidates, regardless of their characteristics. We comply with all applicable laws and regulations on non-discrimination in employment (and recruitment), as well as work authorisation and employment eligibility verification requirements.

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